Ricky Khamis

480-559-9609 Call Today

  • We work for you
  • Meet our advisors
  • We help and Advise
Ricky Khamis Branch Manager
Ricky Khamis
NMLS 173141 | LO-0911814 | CA-DOC173141
Branch Manager | Corporate Office
Arizona and California CE Instructor

Email: Rick@Amerifirst.us

480-344-1900 office
602-758-7425 mobile
480-907-1451 fax

NMLS 145368 

1550 E. McKellips Rd, Suite 117
Mesa, AZ 85203


Ricky Khamis was born and raised in Phoenix, Arizona. Ricky served four years with the 82nd Airborne Division, stationed at Fort Bragg North Carolina. During his tenure with Alpha Company 3-505th PIR he earned Soldier of the Month out of 15,000 Soldiers in all Infantry Divisions. Earned highest peace time award and several other awards including the Army Commendation Medal, and several Army Achievement Medals. He valiantly served as an Airborne Infantry Soldier and achieved a total of 48 Jumps, mostly at night, during his time with the 82nd.

He decided to return to his home state, start a family and a career in the business world. Ricky began his career in the mortgage industry in 1999. He is a producing Branch Manager at the Corporate office of Amerifirst Financial, Inc. and remains one of the Top Producers.  Ricky is responsible for growth and development at the Corporate Headquarters which includes hiring, retaining, training and development.  He started his career focusing on Arizona Veteran Lending in order to help those he served with achieve homeownership.  In Ricky’s career he has closed over a thousand VA loans and continues to receive a steady stream of referrals by those he has helped, which is the highest honor in any profession.

Ricky is an Instructor for the Arizona Academy of Real Estate and has coached hundreds of Realtors and Loan Officers on how to develop a laser focused internet marketing campaign.  Ricky developed a system that helps business people “Be Seen” on the World Wide Web using his proven tactics. He has taught classes in Arizona, California, Utah, Colorado and Texas all on Internet Marketing.  He also coaches and consults businesses through his coaching company Barrier Breaker Coaching, LLC.,  which he founded in 2014.

Ricky is married with 5 children, DeShawn his wife, together they have 5 children; Jalen 19, Aryana 17, Austin 16, Drake 11 and Kaden 9. They are the Modern Family of today, hers mine and ours, sticking together to raise a strong loving family.  


As a Multi-Million Dollar Producer Ricky has ranked among the top 10% of his loan officer peers throughout his career due to the unyielding desire to help families own a home, and successfully manage that obligation to build long term stability and wealth. He has managed and coached dozens of loan officers and support staff and continued to produce at the highest levels, earning a spot as Platinum Producer, an honor reserved for only a few. 

Information Center

Licensed by The Department of Corporations under the California Residential Mortgage Lending Act
Arizona Mortgage Scottsdale Mortgage
Chandler Mortgage Mesa Mortgage
Gilbert Mortgage  Tempe Mortgage

Find Arizona MLS Listings

AmeriFirst Financial, Inc., 1550 E. McKellips Raad, Suite 117, Mesa, AZ  85203 (NMLS # 145368). 1-866-276-1974. Copyright2012. All Rights Reserved. This is not an offer to enter into an agreement.  Not all customers will qualify.  Information, rates, and programs are subject to change without prior notice. All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts. Other restrictions and limitations apply. AmeriFirst is required to disclose the following license information: AZ: Arizona Mortgage Banker License No. BK0013635; CA: Licensed by The Department of Corporations under the California Residential Mortgage Lending Act; CO: Regulated by the Division of Real Estate; WA: Washington Consumer Loan Company License No. CL-145368. 

Find the solution that fits your needs.

Purchasing a Home?

Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.


Need to Refinance?

Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.


Consolidating Debt?

Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.