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Ricky Khamis
CMPS/Senior Loan Officer Email: Ricky@approvingaz.com 480-559-9609 office 602-758-7425 mobile 480-907-1451 fax
AMERIFIRST FINANCIAL, INC 15111 N. Pima Rd, Suite 110 Scottsdale, AZ 85260 480-559-9609 BK0013635 |
| As a Certified Mortgage Planning Specialist I specialize in FHA loans in the state of Arizona. I offer FHA loans for purchasing, refinancing, and for taking cash-out. My company, AMERIFIRST FINANCIAL, Inc, is affiliated with lenders that offer attractive FHA loans. As a mortgage banker, I am able to place requests for FHA loans with the lender that has the best rate for that day for my clients. I offer pre-approvals for purchases, and helps my clients package their loan file in the most advantageous way to get their request approved. FHA loans have become the most popular type fo mortgage financing due to the minimum down payment requirements, exceptionally low rates and fast approvals. No more guessing if you're approved on an FHA loan, now you can shop for that home with confidence knowing that you have the money secured to close. FHA Loan Limits in Arizona for Maricopa county currently sit at 346,250.00 the down payment requirement is 3.5% and the UFMIP (Up Front Mortgage Insurance Premium) is 1.75% (on average). The monthly mortgage insurance is .55%, and there is currently pending a change to increase both. FHA Loans are great for first time home buyers, you can get a gift for the down payment and the seller can pay all your closing costs. Information Center
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