Ricky Khamis was born and raised in Phoenix, Arizona. After four years with the 82nd Airborne Division, stationed at Fort Bragg North Carolina, he decided to return to his home state, start a family and a career in the business world.

Ricky began his career in the mortgage industry in 1999. He quickly moved up the ranks and opened his own branch office under Great Southwest Mortgage. Because of his business savvy and true desire to help people he earned a Certified Mortgage Planning Specialist designation. This proved instrumental to his success, at a time when some loan officers in the industry were approving loans with less discretion, Ricky was ensuring that his clientele were truly prepared for their new debt. CMPS originators embrace the highest levels of integrity and possess a greater degree of financial knowledge and expertise related to tax and financial planning and real estate investment strategies. Therefore, as a CMPS professional he can better advise you when it comes to:

* Your single largest debt - mortgage
* Your single largest asset - real estate equity
* Life Planning needs and goals - cash flow

Ricky has ranked among the top 10% of his loan officer peers throughout his career due to the unyielding desire to help families own a home, and successfully manage that obligation to build long term stability and wealth. He has managed and coached dozens of loan officers and support staff and continued to produce at the highest levels, earning a spot as Platinum Producer, an honor reserved for only a few in his previous company.

In addition to his CMPS designation, which requires 40 hours of continuing education each year to stay in tune with the changes in federal and state law, taxation and financial planning, he has also obtained his life and health Insurance license in order to better understand his client's overall financial needs.

In 2009, Ricky made the decision to join the Amerifirst Financial team where he found similar success minded, passionate professionals who find great fulfillment in providing exceptional service and the most extensive array of loan programs in the market. Ricky has recently been approved by the State of Arizona as a Real Estate Instructor where he plans to teach agents "The Value of Being Seen" with his new Credit Hour Course.

In May of 2011 Ricky ranked NUMBER 1 out of all his Peers with Amerifirst Financial due to his tireless dedication and his team. Having the right people in the right positions has always been Ricky Khamis's number one focus, and with Nick Barbisan as his Team Growth Manager they are now the Team to Beat!